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I once gave a commencement speech where I made a comment that took the parents and graduates completely by surprise.

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AMERICA

New Year’s Day 2020 was the dawn of a new year, a new decade, and a strong stock market with strong growth forecasts, despite being an election year, in which a high level of uncertainty is prevalent. But now, with the global pandemic causing a much higher level of uncertainty, it’s never been more important to ask, “What are we certain about?”